How many credit cards do you guys have on average?
- Thread starter Ahadi
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- credit credit cards
Two for business, five for personal. I’m using one of them for rewards points.
That fidelity credit card look interesting since you get point directed in a brokerage account.
Fidelity Rewards Visa Signature Card
That fidelity credit card look interesting since you get point directed in a brokerage account.
Fidelity Rewards Visa Signature Card
Mindfield333
Superstar
I have 3. One of them I just transferred
Balances too to pay them off
Balances too to pay them off
GreenGrass
All Star
carry one because i don't have a reason to add more.
i'm thinking of closing the account but i only do like maybe 1-2 transaction a month that is always paid within minutes of the purchase.
i'm thinking of closing the account but i only do like maybe 1-2 transaction a month that is always paid within minutes of the purchase.
I've been on the Gemini waiting list for forever. Supposedly, they are going to drop them this Summer
none. I pay for everything with cash. Will get one soon though
2. Just got approved for a 2nd one today.
-BoA Cash Rewards mainly for gas (3%)
-Cap One QuickSilver (the one I got today) for everyday shopping and no annual fees, no foreign transaction fees. I’m really a simple guy with CCs.
I don’t care to be like some folks with 8-10 cards to maximize pts etc. That stuff just gets you to spend more to justify the points.
That Chase Sapphire Reserve tho...
-BoA Cash Rewards mainly for gas (3%)
-Cap One QuickSilver (the one I got today) for everyday shopping and no annual fees, no foreign transaction fees. I’m really a simple guy with CCs.
I don’t care to be like some folks with 8-10 cards to maximize pts etc. That stuff just gets you to spend more to justify the points.
That Chase Sapphire Reserve tho...
Got 7. Been through dozens. I used to churn points and get bonuses.
Amex
Cap1
Citi
Chase
Bunch of store cards
I still try to churn as much as possible. Giftcard deals at grocery stores with no fees. So a $100 visa giftcard with no fees, Id buy dozens of them, then repay my card using bill pay with the cards. The sweetest deal was when the treasury had dollar coins you could buy for even money and free shipping. Churned hundreds of thousands of points before they killed that.
Amex
Cap1
Citi
Chase
Bunch of store cards
I still try to churn as much as possible. Giftcard deals at grocery stores with no fees. So a $100 visa giftcard with no fees, Id buy dozens of them, then repay my card using bill pay with the cards. The sweetest deal was when the treasury had dollar coins you could buy for even money and free shipping. Churned hundreds of thousands of points before they killed that.
Ethnic Vagina Finder
The Great Paper Chaser
8 
the Apple Card is my daily driver.
the Apple Card is my daily driver.
Allen Poe
All Star
7 joints + my paypal credit account. Bout to apply for another chase card today.
Ethnic Vagina Finder
The Great Paper Chaser
12 including a Target card for store credit that I never used. I got a Macy’s card as well. I only have open balances on 2 cards tho
I got a Navy Fed credit card with an initial limit of $10,000. After two years I asked for an increase just to see if I could get it and they raised it to $35,000. But the most I used it for was like $200.Credit cards can be your worse nightmare. I never use it on anything I can’t pay off within a month or two.