Getting a Loan

[El_Mero_Mero]

So...how do people go about getting loans when they have bad credit? I've never owned a credit card so I don't have any bad credit from that. I do have a shytload of school loan debt though. What would y'all recommend? I'm not tryna go with loan sharks and I'm not tryna get a loan I gotta pay back too fast. I am not tryna buy a house or anything like I car, I just need spending cash. Any recommendations?

 

[El_Mero_Mero]

So you guys are all super-ballers?

 

[daboywonder2002]

depends on how much you tryin to get? but you need to pay it right back. does your bank have cash advance? mine does and you gotta pay back 2 dollars for every 20 you borrow. so if you borrow 500, you pay back 550. or you can just take out a payday loan .they take it out your next check. the key is to pay it back right away

 

[Azul]

So...how do people go about getting loans when they have bad credit? I've never owned a credit card so I don't have any bad credit from that. I do have a shytload of school loan debt though. What would y'all recommend? I'm not tryna go with loan sharks and I'm not tryna get a loan I gotta pay back too fast. I am not tryna buy a house or anything like I car, I just need spending cash. Any recommendations?

Well what kind of loan do you need? Are you still in school? If you're still in school I'd suggest you take out extra to get a refund. It sucks when the reality of paying it back hits you though

Get a low rent credit card. They suck, but they will build up your credit. You're not likely to get a big loan with no established credit.

 

[El_Mero_Mero]

Good looks on the info. guys, I'll look into it

 

[LebronsHairline]

What type of loan are you looking for and what are you looking at it for. If a bank sees your trying to get a loan for something they can make money off of they are far more willing to give you one