Anyone trying to start or already on a budget? I hear Mint.com is popular but I bank with two small credit unions and I couldn't find them on the banking list. Right now I use a spreadsheet.
Dave Ramsey has an online one Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.com
I try to keep expenses in this percentage range but I modify it all the time. Any surplus I apply to debt so that changes often.
Saving 5-10%
Housing 25-35%
Utilities 5-10%
Food 5-15%
Transportation 10-15%
Clothing 2-7%
Medical/Health 5-10%
Personal 5-10% -
Recreation 5-10% -
Debts 5-10%
Dave Ramsey has an online one Real Debt Help - Get out of debt with Dave Ramsey's Total Money Makeover Plan - daveramsey.com
I try to keep expenses in this percentage range but I modify it all the time. Any surplus I apply to debt so that changes often.
Saving 5-10%
Housing 25-35%
Utilities 5-10%
Food 5-15%
Transportation 10-15%
Clothing 2-7%
Medical/Health 5-10%
Personal 5-10% -
Recreation 5-10% -
Debts 5-10%