Apparently this old car insurance company I don't fukk with any more went to the credit bureau

[Software]

They tryna fukk up my credit over a $42 fine that I didn't even know about

What do I do breh? Is there any way to get them to take it off? How badly will this affect my credit moving forward? I can pay it but I don't want my credit report to show this bullshyt and fukk me up down the line