This is the reason I have 10 soundcloud accounts.
They always wanted a card connected to a real bank account too.
and over the years I never stuck with one job enough that made consistent enough money that I could have a bank account connected too.
So I've always been pissed off at the classist fukking aspect of Soundcloud.
I have tracks hidden for 10 years cause I maxed out one account and didn't want to pay a monthly subscriber fee to keep it open cause my money situation was never that good (but that's none of yall business....)
Meanwhile with Bandcamp, I've actually made thousands off my music and paid rent and bills with it.