full coverage = Collision and Comprehensive insurance.
How long did you guys keep it on your car after paying it off?
How long did you guys keep it on your car after paying it off?
After Paying off Car did you drop "full coverage" insurance?
- Thread starter Apollo Creed
- Start date
Throwbacksample
All Star
good question...my brother went to liability..
Fade Runner 2049
Veteran
Depends on the value of your car
666 ReVeNGe 666
TROLL IS LIFE
Depends on the value of your car and deductible.
Mine only drops my monthly bill by 20 so I'm keeping full coverage.
Mine only drops my monthly bill by 20 so I'm keeping full coverage.
12-15k, full coverage + liability insurance for 150 a month.
Liability only would be 80 bucks (per month) for me but with full coverage I'm paying a little under 150 a month.
666 ReVeNGe 666
TROLL IS LIFE
If your car is worth that much keep full coverage.
Because you total your car they pay you the worth of your car.
If your car was only worth 2000 then just get liability cause your deductible alone is probably 500 to 1000 which is a large chunk of your cars worth lol
true, I got a toyota so its going to be my forever car pretty much. I guess I may drop full coverage in the next 3-4 yrs but then again Toyotas hold value pretty good.
666 ReVeNGe 666
TROLL IS LIFE
I'd keep it unless you can afford a large payment if the worst happened.
Full coverage is for theft and accidents not involving other cars so keep that in mind.
I paid my car off 2 weeks ago and was going through the same thing but I kept it.
666 ReVeNGe 666
TROLL IS LIFE
Good idea.
I got a Chevy and I'm tryna keep it for another 2 to 3 years.
Then Imma cop a Jeep.
But need to stack for a house first.
I did
Only pay for comprehensive.
Only pay for comprehensive.
Next Car I get would be a family truck when ever that day comes, but I would still keep the current car I have.
how old is the car?
nikka I took full coverage off my shyt without paying it off. I got 13k left on it.
I’m a good driver I know I’m not hitting somebody unless I pass out behind the wheel or something. I can’t help it if somebody hit me
I know I’m taking a wild gamble but fukk it. Jersey has insane policies depending where you live, and I’m 24 with a janky driving record so I’m forced to pay 300+ dollars for basic coverage. If I put full coverage on it I will be paying 700+ dollars...on a fukking car note. Mother fukk that
I’ll be 25 later this year so hopefully I see a drastic discount, and I’ll be taking a defensive quiz so I can get that discount on my insurance policy. It’s rough out here brehs.
I’m a good driver I know I’m not hitting somebody unless I pass out behind the wheel or something. I can’t help it if somebody hit me
I know I’m taking a wild gamble but fukk it. Jersey has insane policies depending where you live, and I’m 24 with a janky driving record so I’m forced to pay 300+ dollars for basic coverage. If I put full coverage on it I will be paying 700+ dollars...on a fukking car note. Mother fukk that
I’ll be 25 later this year so hopefully I see a drastic discount, and I’ll be taking a defensive quiz so I can get that discount on my insurance policy. It’s rough out here brehs.
My car is paid off and the KBB has it worth 30-35K
But damn my Insurance is going up every 6 months and I don't even drive much.
I looked at dropping Collision at it drops my shyt 700 bucks (the 6 month Premium)
Moment I drop that shyt Ima get hit though
But damn my Insurance is going up every 6 months and I don't even drive much.
I looked at dropping Collision at it drops my shyt 700 bucks (the 6 month Premium)
Moment I drop that shyt Ima get hit though